SME credit memo drafter
Reads 12 months of bank statements and the trade licence, then drafts the credit memo for the relationship manager.
The problem
Relationship managers spend hours assembling the same memo from statements, licences and internal data before credit can even start its review.
Example output
Applicant · trading LLC · DeiraAvg monthly inflow AED 1.42M · DSCR 1.6×3 RETURNED CHEQUES FLAGGED
How it works
01
Collect inputs
Statements, trade licence and the application, from email or your system.
02
Analyse cash flow
Calculates inflows, outflows, concentration and warning signs.
03
Draft the memo
Fills your memo template with figures and flagged risks, ready for review.
What we measure
- Time to first draft
- Memo rework requested by credit
- Applications processed per RM
Connects to
Loan origination systemCore banking exportsDocument management system
Capabilities
Questions
Can it use our own memo template?
Yes. It writes into your template and your section headings.
Related
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